Garmin Pay is severely limited in Canada. I know Garmin likes to advertise this as a feature, but check with Garmin Connect to see what you can actually use. For us Canadians
Bracelet for Garmin Fenix silicone 26mm for 7X / 6X / Pro / 5X / Plus Band Strap | eBay
Garmin Nederland Reviews | Read Customer Service Reviews of www.garmin.com